Health insurance costs in the US increase nearly 3-5% every year. Since 2011, deductible costs have increased by 49%. Currently, patients enrolled in high-deductible plans are forced to pay up to $1000 as an out-of-pocket fee before their health insurance enters the picture.
Paying a higher medical insurance premium can reduce deductibles, coinsurance, copays, and out-of-pocket expenses in the US. However, how many people can afford that? It’s no wonder every person is in search of alternatives to virtual primary care.
That’s where innovative online primary care delivery apps like LitonMD offer an affordable monthly subscription model with unlimited virtual visits and same-day medication delivery at home right to your doorstep.
According to the American Academy of Family Physicians Foundation survey report, 89% of US people prefer to maintain a relationship with their clinician who is well aware of their health condition, medical history, and family health history. This preference for a personalized doctor-patient relationship makes the virtual primary care model attractive.
This article aims to explain how virtual primary care proves to be a great alternative to medical insurance. Let’s understand how the virtual primary care model works.
What is Virtual Primary Care?
Since third-party billing consumes more time, virtual primary care models help primary care physicians to charge patients directly. Hence, providers can make a significant profit by charging patients an annual subscription fee. With this model in place, providers can spend more time with their patients thereby improving their overall well-being of the person.
In a traditional clinic setting, clinicians spend about 13-16 minutes per patient while the virtual primary care physician spends about 40 minutes on average.
What are the advantages of Virtual Primary Care? How does it differ from traditional care & medical insurance?
The Virtual Primary Care model has much to offer. By reducing overhead expenses involving paperwork, additional staffing, and documentation, the virtual care model simplifies administrative tasks.
Other benefits of virtual primary care services include:
- Affordable monthly subscription fee
- Unlimited virtual visits
- No insurance, co-pays, or deductibles required
- No out-of-pocket expenses or hidden bills
- Can save between 50-80% of overall healthcare costs
- No prolonged waits for appointments
- Easy access to clinicians at any time
- Avoid unnecessary hospitalizations or expensive ER visits
- Referrals to high-value healthcare services
In fact, providers can virtually deliver care to their patients without involving any middlemen or insurance. A real win-win situation for everyone!
Example of Virtual Primary Care
An example of virtual primary care is LitonMD’s Virtual Concierge Care. This model has 3 plans such as individual, couple, and family plans. It offers unlimited visits and free medication delivery at home on the same day. The monthly subscription fee of LitonMD’s Virtual Concierge Care model costs $75 per individual, $99 per couple, and $149 per family.
Is Virtual Primary Care Worth?
The answer is yes. This care model covers all primary care services at an affordable fee without any hidden costs. Furthermore, patients can access their doctors, anywhere, anytime, and get their medications delivered on the same day. As it’s affordable, patients will remain adherent to the treatment thereby improving overall health outcomes. Even the 2022 research study showed that patients with diabetes who received primary care services virtually reported a high satisfaction rate and increase in medication adherence.